(843) 564-8584

How it Works

We Are Not Your Father's Financial Advisor!

We have created a distinct financial planning process that we call the GamePlan. We believe that financial planning should start with our clients in mind, not some cookie-cutter solution.

Before we can start to help our clients optimize their finances, we take the time to get to know them. We feel it is important to understand what the money they are working hard to earn is for. Our recommendations are based on their hopes and dreams.

Our approach starts with understanding their WHY. We help them uncover what is important to them and push them to dream a little.

The HOW is the creation of their customized financial plan. How can we help them accomplish their life dreams?

The WHAT are solutions to help them optimize their financial position.

Life Planning

Our Introductory Meeting

The first step in starting a working relationship with our firm is the Introductory Meeting. We understand that it may be daunting to take the first step to find the right financial advisor for you. We want to help you feel at ease to take that first step with us.

 

During this 30-minute meeting, we want to learn about you. We share our background and how we may be able to help you. We also look to give you value for the time you have decided to spend learning about Breakaway. Everyone doing the Introductory meeting gets a Financial Assessment.

 

The best part of it. Their is no cost to the Introductory Meeting.

The GamePlan

We have created a comprehensive financial planning process to help our clients achieve their goals. Based on their financial and life position, we customize how we help them. 

Our Fees

We created a fee structure that enables us to customize how our clients can work with us. Our fee structure is a combination of GamePlan fees, a Membership fee, and an Assets Under Management fee. 

We define our service packages based on the complexity of the financial situation. During the Introductory meeting, we will recommend which package we think fits your needs based on our quick assessment of your situation.

GamePlan Fees

The GamePlan fees are distinguished by the amount of analysis and reporting we feel a client within a service package needs. 

The Bronze package is meant for students, young adults, or DIYs that are interested in using our knowledge base to learn how to set up their finances. Our goal is to give fundamental financial principles to get them on the right path. The information is given through online courses and open-office type engagements.

Silver Package clients need a little more support. Their income is growing quickly and they have immediate life goals they would like to accomplish. They require more support and guidance to attempt to make stronger progress from their early career success.

Once in the Gold Package, a client’s financial situation is becoming more complex. The client may have a young family, stock options at work, maybe even a rental property. They have more things to juggle and need deeper analysis and ongoing strategy meetings.

The Diamond Package is for clients with complex financial positions. The analysis of their situation is more lengthy and requires more frequent meetings to ensure that the client maximize their financial decisions.

Bronze

Silver

Gold

Diamond

Vision Phase

DIY

$0

Online and Open Office support

Basic
2 Meetings

$800

Standard
4 Meetings

$2000

Advanced
6 Meetings

$4000

Cash Flow Planning

No

Quick Analysis
Current Structure
First Meeting
Standard Analysis
Bookkeeping
2-Year Structure
Second Meeting
Deep Analysis
Bookkeeping
5-year Structure
Third Meeting

Investment Planning

No

Quick Analysis
Basic Plan
1-3 Accounts
Second Meeting
Standard Analysis
Standard Plan
4-6 Accounts
Third Meeting
Deep Analysis
Advanced Plan
7+ Accounts
Fourth Meeting

Tax Planning

No

Basic Plan
Second Meeting
1040 Analysis
Standard Plan
Fourth Meeting
Full Analysis
Advanced Plan
Fifth Meeting

Bronze

Vision Phase

DIY

$0

Online Access

Cash Flow Planning

No

Investment Planning

No

Tax Planning

No

Silver

Vision Phase

Basic
2 Meetings

$800

Cash Flow Planning

Quick Analysis
Current Structure
First Meeting

Investment Planning

Quick Analysis
Basic Plan
1-3 Accounts
Second Meeting

Tax Planning

Basic Plan
Second Meeting

Gold

Vision Phase

Standard
4 Meetings

$2000

Cash Flow Planning

Standard Analysis
Bookkeeping
2-Year Structure
Second Meeting

Investment Planning

Standard Analysis
Standard Plan
4-6 Accounts
Third Meeting

Tax Planning

Standard 1040 Analysis
Standard Tax Plan
Fourth Meeting

Diamond

Vision Phase

Advanced
6 Meetings

$4000

Cash Flow Planning

Deep Analysis
6-month Bookkeeping
7-year Structure

Third Meeting

Investment Planning

Deep Analysis
Advanced Investment Plan
Unlimited Accounts

Fourth Meeting

Tax Planning

Deep Full Return Analysis
Advanced Tax Plan

Fourth Meeting

Our Membership Packages

One of the ironies of the financial industry are advisors’ Required Asset Minimums. We believe that everyone should be able to get fiduciary financial advice, not just the wealthy. Our answer to the Required Asset Minimum is our Membership Fees.

The Membership Fees are meant to enable clients that may just be starting to accumulate wealth to get fiduciary financial guidance.

Once Assets Under Management are high enough, depending on the desired service package, we cancel the Membership  Fee.

Hover or Click over a box to get more information about fees and what’s included.

Bronze

Best Fit

Student

Membership Fees

$30/m

Financial Plan Leader

Self

How to Waive Membership Fee

$25,000 AUM

What's Also Included

Weekly Market Insights

Yes

Insight Delivered Mondays

Monthly Planning Insights

Yes

Insight Delivered Every 15th

Extra Service
Tax Preparation

Ask for More Information

Silver

Best Fit

Early Career

Membership Fees

$75/m

Financial Plan Leader

Dedicated Advisor

How to Waive Membership Fee

$100,000 AUM

What's Also Included

Beginning of the Year Strategy Meeting

Plan Progress
Cash Flow Review

Included

End of the Year Strategy Meeting

Life, Investment, Tax Plans Review

Included

1-1 15-minute Check-Ins

Yes

2 When Needed

Email-Chat Support

Yes
48-hours

Included

Financial Planning Software

Yes

Included

Weekly Market Insights

Yes

Insight Delivered Mondays

Monthly Planning Insights

Yes

Insight Delivered on 15th

Extra Service
Ongoing Bookkeeping

Reporting & Coaching

$150/m

Extra Service
Tax Preparation

Ask for More Information

Gold

Best Fit

Mid-Career

Membership Fees

$200/m

Financial Plan Leader

Dedicated CFP®

How to Waive Membership Fee

$250,000 AUM

What's Also Included

Beginning of the Year Strategy Meeting

Plan Progress
Cash Flow Review

Included

End of the Year
Strategy Meeting

Life, Investment, Tax Plans Review

Included

Extra Strategy Meetings

Yes

1 per year when needed

1-1 15-minute Check-Ins

Yes

Unlimited

Email-Chat Support

Yes
24-Hours

Unlimited

Financial Planning Software

Yes

Included

Weekly Market Insights

Yes

Insight Delivered Mondays

Monthly Planning Insights

Yes

Insight Delivered On 15th

Additional Service Ongoign Bookkeeping

Reporting & Coaching

$200/m

Additional Service Tax Preparation

Ask for More Information

Diamond

Best Fit

Complex Cases

Membership Fees

$500/m

Financial Plan Leader

Senior CFP®

How to Waive Membership Fee

$1,000,000 AUM

What's Also Included

Beginning of Year Strategy Meeting

Plan Progress
Cash Flow Review

Included

End of Year
Strategy Meeting

Life, Investment, Tax Plans Review

Included

Extra Strategy Meetings

Yes

Unlimited

1-1 15-minute Check-Ins

Yes

Unlimited

Email-Chat Support

Yes
Prioritized

Unlimited

Financial Planning Software

Yes

Included

Weekly Market Insights

Yes

Insight Delivered Mondays

Monthly Planning Insights

Yes

Insight Delivered Every 15th

Additional Service Ongoing Bookkeeping

Reporting & Coaching

$250/m

Additional Service Tax Preparation

Ask for More Information

Bronze

Silver

Gold

Diamond

Best Fit

Student

Early Career

Mid-Career

Complex Cases

Membership Fees

$30/m

$75/m

$200/m

$500/m

Financial Plan Leader

Self

Dedicated Advisor

Dedicated CFP®

+ Senior CFP®

How to Waive Membership Fee

$25,000

$100,000

$250,000

$750,000

Bronze

Silver

Gold

Diamond

Beginning of Year Strategy Meeting

No

Plan Progress
Cash Flow Review

Included

Plan Progress
Cash Flow Review

Included

Plan Progress
Cash Flow Review

Included

End of Year
Strategy Meeting

No

Life, Investment, Tax Plans Review

Included

Life, Investment, Tax Plans Review

Included

Life, Investment, Tax Plans Review

Included

Extra Strategy Meetings

No

No

Yes

1 per year
When Needed

Yes

Unlimited

1-1 15-minute Check-Ins

No

Yes

2
When Needed

Yes

Unlimited

Yes

Unlimited

Email-Chat Support

No

Yes
48-Hours

Unlimited

Yes
24-Hours

Unlimited

Yes
Prioritized

Unlimited

Financial Planning Software

No

Yes

Yes

Yes

Weekly Market Insights

Yes

Insight Delivered Every Monday

Yes

Insight Delivered Every Monday

Yes

Insight Delivered Every Monday

Yes

Insight Delivered Every Monday

Monthly Planning Insights

Yes

Insight Delivered Every 15th

Yes

Insight Delivered Every 15th

Yes

Insight Delivered Every 15th

Yes

Insight Delivered Every 15th

Additional Service
Ongoing Bookkeeping

No

Reporting &
Coaching

$150/m

Reporting &
Coaching

$200/m

Reporting &
Coaching

$250/m

Additional Service
Tax Preparation

Ask For More Information

Ask For More Information

Ask For More Information

Ask For More Information

Our Assets Under Management Fee Schedule

AUM < $100k
$100k to 500k
$500k to $1M
>$1M
1.25%
1.00%
0.80%
0.60%

Frequently Asked Questions

Are you fiduciaries?

Yes.

We have to put your best interest ahead of ours under the law. We are also lead by a CFP® which adds to the level of responsibility towards our clients.

How do you get paid?

We are fee-only advisors.

The only income we make is from fees our clients pay us for our advice and services performed for them. No commissions. No kickbacks.

Do we have to meet in person?

No.

About 90% of our services are now done virtually. Today's technology allows us to be much more time efficient.

Who is a good fit for your services?

Accumulators.

We have created a process to help early to mid-career professionals and small business owners. We love to help these ambitious clients.

Do I have to sign a contract?

No.

The financial planning agreement can be stopped at anytime without any required commitment.

Where are your clients' investments?

We use multiple custodians.

As independent advisors, we are able to start relationships with available custodians. Our clients are currently using TD Ameritrade, Schwab, and Altruist as the custodian of their investment accounts.

Who would I be working with?

It depends.

Depending on the level of service you are choosing, you may get a dedicated CFP® to help you.

See the table above to get more information.

I am just getting started. Can you help me?

Yes.

We love to educate. We take the time to teach our clients what they need to know.

We love to help young professionals start their financial journey on the right path.

Do I need to be local to Charleston?

No.

As a virtual-enabled firm, we can help anyone in the United States.

Are you fiduciaries?

Yes.

We have to put your best interest ahead of ours under the law. We are also lead by a CFP® which adds to the level of responsibility towards our clients.

How do you get paid?

We are fee-only advisors.

The only income we make is from fees our clients pay us for our advice and services performed for them. No commissions. No kickbacks.

Do we have to meet in person?

No.

About 90% of our services are now done virtually. Today's technology allows us to be much more time efficient.

Who is a good fit for your services?

Accumulators.

We have created a process to help early to mid-career professionals and small business owners. We love to help our ambitious clients.

Do I have to sign a contract?

No.

The financial planning agreement can be stopped at anytime without any required commitment.

Where are your clients' investments?

We use multiple custodians.

As independent advisors, we are able to start relationships with available custodians. Our clients are currently using TD Ameritrade, Schwab, and Altruist as the custodian of their investment accounts.

Who would I be working with?

It depends.

Depending on the level of service you are choosing, you may get a dedicated CFP® to help you.

See the table above to get more information.

Do I need to be local to Charleston?

No.

As a virtual-enabled firm, we can help anyone in the United States.

I am just getting started. Can you help me?

Yes.

We love to educate. We take the time to teach our clients what they need to know. We love to help young professionals start their financial journey on the right path.

Get started today. Learn about our Introductory Meeting