Strategizing for a Successful Retirement Transition

The Challenges. The Opportunities. The Focus.

As professionals approach the end of their careers, the focus often shifts to ensuring a smooth transition into retirement. This period is crucial for understanding how to maximize retirement benefits, secure financial stability, and plan for long-term care. Our company specializes in providing end-of-career professionals with comprehensive support and strategic planning needed to retire with confidence and security.
We offer tailored financial planning, Social Security and Medicare guidance, 401(k) management, and long-term care solutions to help you navigate the complexities of retirement. By addressing your unique needs, we help you make informed decisions that benefit both you and your future.

Plan Your Retirement with Confidence

Are you ready to transition into retirement with a solid plan in place? Our expert team is here to guide you through every step of the process.

Contact us today to schedule a consultation and learn how we can help you create a strategic retirement plan that ensures financial security and peace of mind.

Case Study: Preparing for Retirement

The Journey of End-of-Career Professional Robert Davis

Background

Robert Davis, a 62-year-old senior project manager, was approaching retirement after a long and successful career. As he began to plan for this next phase, Robert faced several challenges related to understanding and maximizing his retirement benefits.

The Challenges

Navigating Medicare: Robert needed to understand his Medicare options, including how to enroll, what coverage he needed, and how to manage associated costs.
Maximizing Social Security Benefits: Robert was unsure when to start taking Social Security to maximize his benefits and ensure long-term financial stability.
401(k) Management: Robert needed a strategy for effectively supplementing his retirement income by using his 401(k) and balancing withdrawals with investment growth.
Roth Conversion Strategy: Robert has heard from many of his friends that he should consider converting his pre-tax retirement funds to Roth. However, he wants to ensure that he does that properly.
Long-Term Care Planning: With concerns about potential health issues in the future, Robert needed a plan for long-term care that would not deplete his savings.
Comprehensive Retirement Planning: Robert sought a holistic retirement plan that included budgeting, managing healthcare costs, and ensuring he could maintain his lifestyle.

How We Helped

Our company provided Robert with a comprehensive support package tailored to his retirement planning needs:

Medicare Guidance: We helped Robert navigate the complexities of Medicare, including understanding Parts A, B, C, and D, and selecting the right supplemental plans. This ensured he had the coverage he needed without overpaying.
Social Security Optimization: Our team provided Robert with personalized advice on the optimal time to begin taking Social Security benefits, considering his health, financial needs, and life expectancy.
401(k) Strategy: We assisted Robert in developing a withdrawal strategy for his 401(k) that balanced his immediate income needs with long-term growth. This included setting up systematic withdrawals and rebalancing his portfolio to mitigate risks.
Roth Conversion: We help Robert create a Roth Conversion plan to considers not only future tax efficiency but also how conversion may affect Medicare premiums and Social Security benefit taxation.
Long-Term Care Planning: We helped Robert explore long-term care insurance options and other strategies to protect his assets while ensuring he could afford quality care if needed.
Comprehensive Retirement Plan: Our team worked with Robert to create a holistic retirement plan that included budgeting for daily expenses, managing healthcare costs, and planning for leisure activities. This plan provided Robert with a clear roadmap for maintaining his desired lifestyle.

Results

With our guidance, Robert successfully navigated the transition to retirement. He enrolled in the appropriate Medicare plans, maximized his Social Security benefits, and implemented a strategic 401(k) withdrawal plan. His long-term care plan provided peace of mind, knowing he was protected against potential health issues. The comprehensive retirement plan ensured he could enjoy his retirement years with financial security and confidence.

Our Fees

We understand that retaining capital during early business years is very important. That is why we created a package of services that we think Start-Up Entrepreneurs need that is competitively priced.

Onboarding: $4000

10 Meetings:

#1: Life Planning Discovery I

#2: Life Planning Discovery II

#3: Cash Flow Analysis & Planning

#4: Tax Analysis & Planning

#5: Investment Management Analysis & Planning I

#6: Investment Management Analysis & Planning II

#7: Additional Topic(s) Analysis & Planning I

#8: Additional Topic(s) Analysis & Planning II

#9: Additional Topic(s) Analysis & Planning III

#10: Retirement Planning Wrap-up I

Monthly Fees: $500/m (Waived @ $750k AUM)

Recurring Services:

Monarch Money Membership + Monthly Report

4 Planning Sessions Per Year

Additional Sessions if needed

Addition to Customized Insights Educational Emails

Unlimited Email Support

< $100,000

1.20%

$100k to $500k

1.10%

$500k to $1M

1.0%

$1M to $2M

0.90%

> $2,000,000

0.80%

Secure Your Future Today

Don’t leave your retirement to chance. With our tailored services, you can secure your future and ensure a smooth transition.

Contact us today and take the first step towards a confident and well-planned retirement.